Southern Cross Education Institute is an approved provider for VET Student Loans (previously VET FEE-HELP Loan Scheme). To be eligible to apply for a VET Student Loan, prospective student must meet the:
All domestic students seeking to enrol for study at SCEI are required to complete a Pre-training review (PTR) and Language, Literacy, and Numeracy (LLN) assessment prior to the enrolment in order to achieve the student intended outcomes.
LLN Robot is the LLN assessment tool approved by the Australian Government for assessing a student’s competency in reading and numeracy against the Australian Core Skills Framework.
SCEI nominated officer will provide the prospective student with log-in details and instructions to access the LLN Robot. This LLN assessment tool may take 30 – 40 minutes to complete, and a report indicating your achieved ASCF level will be available on completion. To be able to access VET Student Loans, you must demonstrate competence in the ACSF at Level 3. The results of your LLN test will be formally communicated to you as soon as practicable after the assessment. A copy of your LLN test results will be retained into SCEI Student Management System for at least five (5) years after you enrol and will be made available to the Australian Government on request.
SCEI will use the results from the LLN assessment to form a reasonable opinion that a student is, or is not academically suited to undertake the chosen VET course for study. There may be occasions where it is suggested that you undertake an alternative course based on these results and your career goals.
Upon completion of the LLN Assessment the prospective student will be asked a serious of questions as part of your pre training review process to determent their specific needs and suitability for the qualification prior to enrolment.
If the prospective student has meet the all of the above requirements they are eligible to apply for a VET Student Loans up to a capped amount in an approved course at the diploma or advanced diploma, level in the Australian Qualifications Framework offered by SCEI if they:
There are other important administrative requirements that you need to be aware of when applying for VET Student Loans. SCEI will collect and verify your identity, date of birth and eligibility. Please ensure that you
Once you are deemed eligible to access a VET Student Loan:
Once you have been approved with a VET Student Loan
Government Loan Fee Amount
VET Student Loans are only available for approved courses at the diploma, advanced diploma, graduate certificate and graduate diploma level that are specified by the VET Student Loans (Courses and Loan Caps) Determination 2016.
The courses and loan caps determination specifies the courses for which VET Student Loans may be granted, sets the maximum loan amounts for those courses and provides for the annual indexation of the maximum loan amounts.
You cannot borrow more than the maximum loan amount for your course. The amount available will be indexed each year. The indexed amounts are available at VET Student Loans.
You can search for VET Student Loans approved courses and find out the maximum loan caps at My Skills.
Approved course providers may charge tuition fees for courses in excess of the loan cap amount, and you may have to pay the gap between the loan amount and the tuition fee as you progress through your course.
Your HELP balance (the amount of your HELP loan limit you have left) is more than $0. This means you have enough HELP loan limit remaining for your proposed studies to be covered by the loan. The HELP loan limit is the limit on how much you can borrow. Any borrowing under FEE-HELP, VET FEE-HELP, VET Student Loans and, from 1 January 2020, HECS-HELP will count towards your HELP loan limit.
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